These 20-city housing provident funds can recognize and lend each other to see if there is a home for you.

　　Workers’ Daily News (Reporter Fang Dafeng) At the recent meeting on housing provident fund cooperation in urban agglomerations in the middle reaches of the Yangtze River, representatives of 20 urban provident fund centers including Wuhan, Changsha, Hefei and Nanchang signed the Convention on Cooperation in Housing Provident Fund Management Centers in Urban Agglomerations in the Middle Reaches of the Yangtze River. This means that citizens who need to buy houses in 20 cities can realize mutual recognition and mutual loan of provident fund loans in any city.

　　Mutual recognition and mutual loan of housing provident fund means that employees of an enterprise deposit housing provident fund in a city. When employees are transferred to other places to work or their registered permanent residence moves to other places and need to buy a house in other places, the housing provident fund they deposit will follow the work place or the new registered permanent residence exactly, so that "the account will go with people and the money will go with the account" and "the deposit time will not be interrupted and the deposit amount will be counted together".

　　It is reported that the cooperation of housing provident fund in urban agglomerations in the middle reaches of the Yangtze River started in 2014, and after development, it has expanded from the initial four provincial capital cities to 20 cities. The business scope has also been extended from deposit and mutual recognition in different places to inter-provincial mutual recognition and loan, transfer and connection in different places, information verification and sharing. Housing provident fund individual housing loans in different places shall, in principle, be applied by the paid employees to the provident fund center in the place where the house is purchased, and shall be implemented in accordance with the provident fund loan policy in the place where the house is purchased.

　　At present, cities that recognize and lend each other include Huangshi, Yueyang, Jiujiang, Huanggang, Zhuzhou, Fuzhou, Xianning, Xiangtan, Yichun, Yichang, Jingzhou, Ezhou, Xiaogan, Tianmen, Xiantao and Qianjiang. It is understood that the inquiry interface of housing provident fund business system has been opened among 20 cities, which can inquire about the deposit, loan, credit and other information of housing provident fund in cooperative cities, and can also provide mutual support in real estate information verification, marriage verification and real estate project filing.